Ruthven J. Roy, D.Min., MBA, has been a pastor, evangelist, and teacher for 25 years in the Caribbean Islands and the USA. He brings to bear his rich cross-functional experience in the areas of pastoral ministry, education, social services, and strategic business management in this very resourceful book. Dr. Roy currently works as an independent Strategic Planning Church Consultant, and discipleship Instructor in Maryland, USA. He and his wife, Lyris, have three loving daughtersùChrisa, Lynsa, and Mirisa.